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• To have a transparent real estate sector it is not enough to know the value, you have to know the rating, which determines the ability of an asset to generate profitability in a period of time.
• Potential savings in revaluations, by only having to assess when there are changes in the risks that may affect the value.
• Standardization of provisions to minimize capital provisions. Being able to differentiate speculative assets (<BBB-) from investment ones.
• Greater knowledge of guarantees and their evolution based on risk, not value.

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• Establish operational strategies and optimal investment areas or where to give loans.
• Savings for possible investments in high-risk assets or developments, in personnel and operating expenses.
• Stress Generation Test of all kinds, including climatic ones.
• Having an independent rating provides transparency, trust and attracting more customers.

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