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The rating is a rating that identifies, based on the risk structure, the probability that a territory, an asset or a real estate development has of not generating a specific return on a certain date, or the probability of default on a debt on a certain date. determined date, which uses an asset or real estate development as collateral. A rating report, in addition to this rating, provides us with the minimum risk return to be required of an asset based on its risk structure and the risk assessment determined from the risk structure affecting the asset.