The rating is a rating that identifies, based on the risk structure, the capacity of a territory, an asset or a real estate development to generate a specific return on a certain date, or the probability of default on a debt on a certain date determined, which uses an asset or real estate development as collateral. A rating report, in addition to providing us with the rating, provides us with the minimum risk return to be required of an asset based on its risk structure and the value at risk determined from the risks that affect the asset.